WHAT WE DO.
Everyday working people find themselves in financial trouble. We give solution and guidance to employer, assist employees taking advance pay day loans against their salary without any financial complication towards company.
We act as 3rd party credit provider, having identified the gap in the market, building relationships with businesses and people alike.
We offer in store pay day advance loans to your employees. Your own virtual/online loan agent in your office.
Why not have your employees be assisted by a company that’s been trusted to do right by being fair and honest.
We’ve been in the frontlines over the years and instigated plans of ensuring customers get the best deal possible. We went the extra mile and are now giving the option to all South Africans to join the next revolution of second-hand trade with SECURO LOANS
We offer people with valuable items such as a vehicle or other luxury items (boats, caravans, bikes, etc.) to get the money they want in the time when they need it – no questions asked.
WHY US?
We are fully registered as a credit service provider.
We work in the guidelines of the labour and the credit regulator.
We offer – Lowest rates, guaranteed and will beat any written quotation.
We are transparent, no hidden fees or charges.
No more struggling to keep track of loans, we got you covered.
Owner and company involvement limited, employees having no resentment towards company or owner for approval of loan amounts.
Easy to use template, complete in less than 2 minutes, submit application and payment are done in real time via EFT or eWallet
3 Easy steps
- Salary calculator
- PDA Application form. Easy to use template
- Payment option Electronic or eWallet
Confirm (OTP) or Submit -Forms can be completed in less than 2 minutes, payments done in real time, no waiting period.
How can we help your Employees with a responsible loan? – Click Here
EMPLOYER ADVANTAGES
No legal complications towards you or your business
You focus on everyday business and we’ll focus on your employee’s financial needs at no extra charge to you.
We assist your employees during the month and you pay us at the end of the month.
Being a responsible company looking after employees, ensuring no-one takes advantage of your employees already in a desperate situation.
We give peace of mind; employees are not being overcharged.
Employees not being over in-debt.
Statement summary generated end of the month, giving you full control.
We provide necessary training to your human resources department ensuring employees don’t borrow more that’s needed and following labour guidelines ensuring we act as a responsible lender.
EMPLOYEE ADVANTAGES.
We are able to offer employees the best rates possible.
We are guided by monthly salary, making repayment easier.
No need for 3 months payslips
No need for 3 months bank statements
No need to shop around for better cash loan solutions. Saving time
No movable property needed for security.
Same day pay-out via EFT or eWallet.
|
Original Loan amount Capital Debt |
Initiation @10% Fee Once off |
Service Fee R60 Pro Rata |
Interest Fee @2% Pro Rata |
Duration of Payday advance Days |
Settlement Amount |
|
R500 |
R50 |
R60 |
R10 |
30 |
R620 |
|
R600 |
R60 |
R60 |
R12 |
30 |
R732 |
|
R700 |
R70 |
R60 |
R14 |
30 |
R844 |
|
R800 |
R80 |
R60 |
R16 |
30 |
R956 |
|
R900 |
R90 |
R60 |
R18 |
30 |
R1 068 |
|
R1 000 |
R100 |
R60 |
R20 |
30 |
R1 180 |
|
R1 500 |
R150 |
R60 |
R30 |
30 |
R1 740 |
|
R2 000 |
R200 |
R60 |
R40 |
30 |
R2 300 |
|
R2 500 |
R250 |
R60 |
R50 |
30 |
R2 860 |
|
R3 000 |
R300 |
R60 |
R60 |
30 |
R3 420 |
|
R3 500 |
R350 |
R60 |
R70 |
30 |
R3 980 |
|
R4 000 |
R400 |
R60 |
R80 |
30 |
R4 540 |
Note: Service fee charge at daily rate – Pro rata not exceeding R60.00 per month / Interest rates are charge on Pro rata daily rate
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